Dr.Manas Ranjan Pani is a Ph.D holder in Management. He holds a Post Graduate Degree in Political Science, LLB degree, is a Certified Associate of Indian Institute of Bankers (CAIIB). Dr. Pani is a Seasoned Banker. with over 30 years of experience in the field of Banking and Financial Institutions. He has worked with ICICI Bank, Axis Bank and State Bank of Hyderabad. He is currently a visiting faculty at Xavier University Bhubaneswar. His expertise includes in the area of Retail and corporate credit, Treasury and Forex, Risk, SME, Wholesale Banking & Financial Inclusion, Retail Branch operation, Rural Banking & Financial Inclusion, Training and development. He has earlier been a Nominee Director of ICICI Bank on the Board of 3 Assisted Companies.